Wow what a week! Over 600 views on this site and we're up to 10 subscribers. I'm not a writer so it's nice to receive some feedback on my articles. Personal Finance is just an interest of mine, one which has amazing rewards if I can stay focused. It would be amazing to stop working … Continue reading How I Calculated My Number
I want to start providing monthly net worth updates to my one subscribed reader...haha! It only needs one reader though to spread the word and for the site to grow. We have a busy summer coming up. My parents are coming in for two weeks then we're off to Florida in July for 10 days … Continue reading May Update
"ARE YOU CRAZY?" I hear you shout. Yes...No...Maybe...Who knows. For those of you not American, a 529 account is a way to invest pre tax money in a kids education fund. I want my kids to grow up, take responsibility for their own decisions and manage their own debt. If they want to study at … Continue reading Sorry kids, no 529 for you. But I may have something better…
Did you know that you can choose your Electricity Provider? It's so easy, nobody comes to your house or changes anything, it's all done electronically and the electricity/gas still arrives via the same pipes. Most people are unaware of this and if they are aware, they are sometimes afraid to switch because electricity companies try … Continue reading A Company Who Automatically Enrolls Me To The Cheapest Electricity Provider. This Will Save Me $200 A Year.
Top of my 2018 new years resolution is to NOT step foot into any Costco, Walmart or Target stores. I know how much the FI community loves Costco but I can't go into a store without picking something up which I don't need (see my new toothbrush, coffee set, snow board etc) The temptation is … Continue reading Goodbye Costco, Walmart and Target.
So ten days after Christmas my five year old son tells me he wants to buy the Lego City Train set. Could he not had said this before the fat guy in a red suit took credit for all my hard work? Anyway, it looks amazing and I love playing/building Lego with him. However, this … Continue reading Teaching My Five Year Old FI
Our net-worth increased 30% during 2017. This is why it's so important to track your net-worth at least on a quarterly basis. It takes me about 10 minutes to update mine, I log into each account and type the balance into excel which allows me to measure progress like the below table. It's also a … Continue reading 2017 Performance
What a great f&*king year that was! 401k +18.5%, Investment accounts +17.5%. 2017 was the easiest it'll ever be to set it and forget it. The S&P Vanguard Index fund returned 18.4%, you had to be a complete monkey in 2017 not to have a good year. Aside from having a great market performance, I … Continue reading 2017 Review and 2018 goals
We're blessed with two kids but live away from our family. We lack support when it comes to childcare. Mrs FI had a difficult choice to make. Should she re-enter the workplace or became a stay at home mom? She had worked hard in her job and achieved a lot in a short amount of … Continue reading The True Cost Of An Au Pair
I've been up for promotion for the last two years and just missed out. I'm sure I'll get it this year. I work hard, I have dreams and know if I put a few more years of hard work into this, i'll have enough money to be FREE to do whatever the f&@k I want. … Continue reading “Where Do You See Yourself In Five Years?”